News & Insights

News and insight from across our business

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Christmas 2025 UK Spending Data: Trends & Insights

Christmas 2025 in the UK was a season of cautious celebration. Spending patterns reflected the ongoing economic pressures and shifting consumer priorities. Retailers saw modest growth, but the story behind the numbers reveals how British shoppers adapted to inflation, embraced sustainability, and leaned heavily on digital convenience.

TikTok Shop: The Social Commerce Revolution Retailers Can’t Ignore

TikTok Shop is revolutionising retail by merging entertainment with shopping. With over 1 billion users worldwide, it’s driving a 30% surge in UK social commerce by 2025. Retailers that embrace this trend and adopt smart finance strategies will stay ahead in a fast-changing market.

Cyber Awareness Month: Strengthening Your Digital Defences

As 2025’s Cyber Awareness Month concludes, it's the ideal moment to reassess your digital security and stay ahead of evolving threats.

Generational Shifts in UK Credit Behaviour and Retail Impact

As credit habits shift across age groups in the UK, retailers have a unique opportunity to meet evolving customer expectations with flexible, regulated finance options that support smarter spending and stronger sales.

The Future of Retail Productivity – Morrisons Tracking

Morrisons’ new staff-tracking app highlights a growing question in retail productivity: can technology boost performance without eroding trust on the shop floor?

UK’s 2027 Deposit Return Scheme – Impact on Retailers

The UK Deposit Return Scheme starts in 2027. Learn how it will impact retailers and create new opportunities for sustainable growth.

High Street Revival – £5 billion “Pride in Place” Strategy

The Government’s £5bn Pride in Place strategy aims to revive UK High Streets — and Omni Capital Retail Finance is helping retailers grow through customer finance.

BNPL Regulation: A Welcome Shift Towards Responsible Lending

Omni welcomes the UK’s long-awaited regulation of Buy Now Pay Later lending, a vital step toward protecting consumers through affordability checks and responsible credit practices.

Generation X – The Overlooked Power Spenders?

Retailers Should Ensure Cybersecurity Isn’t An Afterthought

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