News & Insights

News and insight from across our business

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Omni’s Successful Partnership with St Joseph’s Hospital

Working in close partnership with the team at St Joseph’s, Omni introduced a tailored retail finance solution specifically designed for medical treatments.

How the Iran Conflict is Affecting UK Retailers And What to Expect Next

UK retailers are already feeling the ripple effects of escalating geopolitical tensions involving Iran, with rising energy and transport costs, disrupted shipping routes, and softening consumer confidence creating fresh challenges across the sector, so what does this mean for the months ahead, and how can businesses stay resilient? Read on to explore the key impacts and practical steps retailers can take.

Retail Crime: The Hidden Trends Behind the Numbers

Retail crime headlines suggest improvement, with violence and abuse against shopworkers declining, but the reality is more complex, while investment in security is driving progress, theft remains widespread, under‑reporting is rising, and new trends like organised “chocolate theft to order” are emerging; so is crime really falling, or just becoming less visible?

Christmas 2025 UK Spending Data: Trends & Insights

Christmas 2025 in the UK was a season of cautious celebration. Spending patterns reflected the ongoing economic pressures and shifting consumer priorities. Retailers saw modest growth, but the story behind the numbers reveals how British shoppers adapted to inflation, embraced sustainability, and leaned heavily on digital convenience.

TikTok Shop: The Social Commerce Revolution Retailers Can’t Ignore

TikTok Shop is revolutionising retail by merging entertainment with shopping. With over 1 billion users worldwide, it’s driving a 30% surge in UK social commerce by 2025. Retailers that embrace this trend and adopt smart finance strategies will stay ahead in a fast-changing market.

Cyber Awareness Month: Strengthening Your Digital Defences

As 2025’s Cyber Awareness Month concludes, it's the ideal moment to reassess your digital security and stay ahead of evolving threats.

Generational Shifts in UK Credit Behaviour and Retail Impact

As credit habits shift across age groups in the UK, retailers have a unique opportunity to meet evolving customer expectations with flexible, regulated finance options that support smarter spending and stronger sales.

The Future of Retail Productivity – Morrisons Tracking

Morrisons’ new staff-tracking app highlights a growing question in retail productivity: can technology boost performance without eroding trust on the shop floor?

UK’s 2027 Deposit Return Scheme – Impact on Retailers

The UK Deposit Return Scheme starts in 2027. Learn how it will impact retailers and create new opportunities for sustainable growth.

High Street Revival – £5 billion “Pride in Place” Strategy

The Government’s £5bn Pride in Place strategy aims to revive UK High Streets — and Omni Capital Retail Finance is helping retailers grow through customer finance.

BNPL Regulation: A Welcome Shift Towards Responsible Lending

Omni welcomes the UK’s long-awaited regulation of Buy Now Pay Later lending, a vital step toward protecting consumers through affordability checks and responsible credit practices.

Generation X – The Overlooked Power Spenders?

Generation X is stepping into its peak spending years, and the numbers are hard to ignore. Born between 1965 and 1980, this often‑overlooked group is set to lead global consumer spending through to 2033, outspending both Millennials and Boomers combined in key markets like the UK.

Retailers Should Ensure Cybersecurity Isn’t An Afterthought

Cyber criminals are becoming one of the biggest threats facing retailers today, and the danger is accelerating. With third‑party platforms, cloud systems, and complex supply chains creating multiple entry points, even a single lapse can lead to serious financial and reputational damage making cybersecurity a critical business priority, not just an IT concern.